For courses in Business Mathematics, Personal Finance or Small Business Management. Empowers students to manage personal and business finances Business Math is a practical and thorough guide based on the premise that everyone needs to understand how to manage money. It offers a deep dive into topics like banking, credit, mortgages and taxes with a thorough review of basic math skills. Its conversational tone, real-world examples and abundant case studies keep complicated topics understandable and engaging. The 12th Edition is revised significantly to keep applications and data current, with substantial revisions in the tax and payroll chapters, particularly for currency.